AltCap

About Us

AltCap’s mission is to empower underserved entrepreneurs by providing accessible capital to pursue their dreams and help our communities thrive.

Founded in 2005, AltCap is a critical source of alternative financing for communities and entrepreneurs who fall outside the financial mainstream. To date, AltCap has deployed more than $300 million in capital, financing small businesses, nonprofits, and real estate development projects.

AltCap provides entrepreneurs and nonprofits with accessible financing between $1,000 to $350,000 to launch, operate, or grow their organization. Interest rates are fixed.

Products and programs include:

- ARTcap: A microloan fund for creative entrepreneurs.
- BUILDcap: A loan fund paired with an impact-driven program that helps contractors level up and drive economic growth nationwide.
- Microloans and Small Business Loans: Accessible loans for small businesses between $1,000 – $250,000. Terms apply.
- New Markets Tax Credits: Comprehensive consulting and funding to fuel community-impact projects in economically-distressed communities.
- Revenue-based financing: Flexible financing that allows small businesses to raise funds by pledging a percentage of future, ongoing revenues in exchange for capital.